⚡ Direct Private Capital

Fund Your Real Estate Deals in 72 Hours

California's premier asset-based private money lender. Fast fix & flip, bridge, and DSCR rental loans with 72-hour express California funding and nationwide reach. No tax returns required.

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72-Hr CA Express CA DRE #02212119 NMLS #2471536

Our Lending Solutions

Fix & Flip Loans

Fix & Flip Loans

Nationwide funding: 2-3 weeks standard, 72 hours in California. Up to 90% purchase and 100% rehab.

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Bridge Loans

Bridge Loans

Short-term financing to bridge the gap between transactions nationwide. Fast equity takeout and opportunistic acquisitions.

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New Construction

New Construction

Financing for ground-up residential and commercial construction projects across all 50 states.

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DSCR Rental Loans

DSCR Rental Loans

Long-term rental property financing based entirely on property cash flow — zero personal tax returns or DTI caps.

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Track Record in Action

Recently Funded California Transactions

Real deals closed with speed and transparency. Here is how we deliver certainty of execution when traditional banks stall.

Fast Cash-Out⚡ Closed in 5 Days

Los Angeles, CA

$850,000
Commercial Mixed-Use Refinance

65% LTV, asset-based underwriting with zero tax return delay.

CA Express⚡ Funded in 72 Hours

Whittier, CA

$620,000
Fix & Flip SFR Acquisition

85% LTC, expedited valuation and table-funded in 3 business days.

2nd Position⚡ Funded in 4 Days

Downey / Corona, CA

$150,000
2nd Trust Deed Equity Takeout

Subordinate bridge lien keeping existing low-interest 1st mortgage intact.

Proven Results Across America

$10M+Funded Volume
150+Deals Successfully Financed
72 HrsCA Express Funding
50 StatesNationwide Coverage
Successfully funded property

Here's What Makes Us Different

Most lenders either serve one state OR take forever to close. We do both: nationwide coverage with industry-leading speed.

🚀 California Express

72 Hours

Our exclusive California program. While competitors take weeks, we close your fix & flip deals in 3 days or less. This speed advantage alone has made our clients an extra $2.3M in profits they would have missed.

🇺🇸 Nationwide Standard

2-3 Weeks

All 50 states covered. Still 2x faster than traditional lenders who take 45-60 days. Same flexible terms, same asset-based approval, just optimized for nationwide logistics.

Why Partner With Fuente Funding?

Unmatched Speed Advantage

Unmatched Speed Advantage

While traditional banks take 45-60 days, we close nationwide deals in 2-3 weeks. California investors get our exclusive 72-hour express program — the fastest in the industry.

No-BS Approval Process

No-BS Approval Process

We say YES when banks say NO. Asset-based lending means your deal's profit potential and equity matter more than personal tax returns or W-2 bureaucracy.

Your Success = Our Success

Your Success = Our Success

We don't just fund deals — we partner for your long-term wealth building. Our repeat client rate is 87% because our capital moves as fast as real estate opportunities.

Broker's Guide to Closing Deals Faster

Unlock Faster Closings

Download our free "Guide to Closing Deals in 72 Hours" for actionable guidelines on leverage tiers, documentation shortcuts, and deal qualification.

Meet the Founder

Freddie Chipres, Founder of Fuente Funding

Freddie Chipres

Founder & Licensed Mortgage Broker | CA DRE #02212119 | NMLS #2471536

As the founder of Fuente Funding, I started this company because I wanted to give California real estate investors and brokers the funding speed and reliability that traditional lenders can no longer deliver. With over a decade of hands-on lending experience, I know that in competitive markets, time kills deals.

When you partner with Fuente Funding, you deal directly with decision-makers who evaluate the profit potential of your property. Let's turn your investment vision into funded reality.

Direct Line: (562) 674-0707

Fast Deal Pre-Qualification

Tell us about your scenario. A licensed loan officer will review your numbers and provide a preliminary term sheet within 24 hours.

🔒 No hard credit inquiry to receive preliminary terms. Strictly business-purpose loans.